Mortgage Type
Prefer fixed rate with stability, open to mixed if savings are meaningful.
FIKA Finance
Comparison and Strategic Recommendation
We start from your needs, not from the bank’s agenda.
Prefer fixed rate with stability, open to mixed if savings are meaningful.
Balanced term of 25–30 years to keep monthly payments comfortable.
Minimize total cost of ownership, not just the headline rate.
Early repayment options with low penalties and minimal attached products.
While you carried on with your life, we were working on your mortgage.
We map your income, goals, risk profile, and property specifics.
We prepare a lender-friendly dossier and send it to multiple banks.
We leverage competition to secure better rates, fees, and flexibility.
We translate complex offers into clear numbers and trade-offs.
Transparent, dynamic, and built around your real life numbers.
| Bank | TIN / APR | Monthly Payment | Fees | Required Products | Total Cost |
|---|
Totals include fees and assume fixed rate for the selected term. Actual APRs may vary depending on profile and ancillary products.
Our recommendation: this option best matches your goals while minimizing risks.
We’ll highlight the best fit based on total cost, fees, and flexibility.
We’ve made your mortgage €— lighter each month.
We’re one step away from securing the best mortgage for your new home.